President’s Message

Successful companies have the right amount of capital and the right loan structure to achieve their objectives. They also have the right lending partner. Since 1985, First Community Financial has provided financing solutions to companies when conventional bank debt is unavailable, inadequate, or not flexible enough to meet their needs.

First Community Financial partners with companies in numerous sectors including manufacturing; services; wholesale and distribution; subcontracting and materials; and technology. Using our customers’ qualified assets as collateral, we provide liquidity to help them smooth their cash flows, capitalize on business opportunities, and fund their growth.

Every company has unique opportunities and challenges. We are committed to:

  • Understanding their specific strategic objectives and financing requirements
  • Employing our strong asset-based lending expertise and deep industry knowledge
  • Providing solutions that are creative, flexible, and competitively priced
  • Responsiveness that rises above and beyond our customers’ expectations
  • Forging strong partnerships based on mutual trust and respect

Through every business and economic cycle since its founding, First Community Financial has been a valued lending partner. Our dedication to our customers has fueled our growth and we are proud to serve companies across the western United States.

Our mission is to be the leading asset-based lender in the markets we serve. We are gratified that entrepreneurs, and the professionals who recommend First Community Financial as a lending partner, continue to place their confidence in us.


Matt Lernor
President
First Community Financial
A Division of Pacific Western Bank

  • Testimonials

    ...Throughout both the good as well as the more challenging times, they have stood beside us...

    Darrell F. - residential plastering subcontractor