Mission Statement

To be the preferred provider of working capital financing for entrepreneurial companies by offering innovative solutions and extraordinary service.

The First Community Difference

  • As a division of a well-capitalized bank, our cost of funds is significantly lower than most asset-based lenders. This allows us to offer the best possible pricing to our customers.
  • Our organizational structure allows us to be more accessible and highly responsive to our customers. Our borrowers have direct access to those making all decisions.
  • We take great pride in our very efficient underwriting process. Our internal audit team enables us to approve and fund most new borrowing relationships within 30 days.
  • Although we are bank-owned, we allow our customers to maintain their current bank depository and other ancillary relationships.
  • Testimonials

    My business needed a banking group that had a primary understanding of my industry trade practices. Then, to offer us financing at a fair rate...

    Barry L. – fruit importer and distributor