About

First Community Financial is the asset-based lending division of Pacific Western Bank, a financially strong commercial bank headquartered in Los Angeles, California with over $5.0 billion in assets. First Community provides lines of credit, term loans and factoring services to companies located in the Western United States. Our organizational structure allows us to be more accessible and responsive to our customers and referral sources. Our experienced professionals take the time necessary to understand your business and deliver creative solutions to meet your credit needs. As part of our value proposition, we provide the customer with direct access to decision makers without having to go through the typical bank bureaucracy. This enables the customer to receive decisive feedback in a timely manner on their credit requests, something that is uncommon in today’s banking environment.

Whether your company is a start-up; a rapidly expanding small- to medium-sized business or is currently executing a turnaround, First Community can provide financial solutions to allow your business to grow and become more successful.

Characteristics of typical borrowers include:
  • financing needs from $100,000 to $10,000,000
  • sales growth opportunities
  • quality accounts receivable and inventory
  • strong management/ownership
  • solid accounting controls and procedures
  • evidence of a turnaround in the business operations
  • Testimonials

    We have been using First Community Financial to factor our receivables for the last 2 years. Choosing FCF has proved to be one of our best decisions for growing our company...

    Robert V. – wholesaler of specialized pest control products